Nehitek LLC

Focused on extending financial inclusion via Open Finance and Productive Credit

Phase I (ASEAN)

The ASEAN (Association of Southeast Asian Nations) region is ripe for transformation through Digital Public Infrastructure (DPI), with a focus on extending financial inclusion via Open Finance and productive credit systems. This DPI initiative will create interoperable digital systems for identity, payments, and data sharing, enabling secure and inclusive access to services while supporting sustainable development goals.

One of the key objectives is to expand financial inclusion by extending current mechanisms like mortgage-backed securitization (MBS) and introducing new systems, such as digital asset registries and exchanges. By setting up secondary markets for loans and receivables, the velocity of money in the region can be increased.  

The project aims to tailor Open Finance to ASEAN’s needs, recognizing the region’s unique regulatory and cultural diversity.

The initiative will prioritize:

  • Economic diversification and resilience.  

  • Digital transformation.  

  • Sustainability and green transitions.  

  • Regional integration and trade facilitation.  

  • Financial inclusion.

References: 

Unpublished submissions for Canada 2025 Think7.org Thinktank Policy development process

From Illiquid Assets to Investable Securities: A New Path to MSME Enablement


  • Michael MacFarland

    Managing Director

    Globally experienced visionary and executive in information architecture, strategy and operations.  Former principal business architect of Fannie Mae and of Common Securitization Solutions (CSS) on behalf of the U.S. Federal Housing Finance Agency

  • SP Bourgeois

    Director Valuation

    For more than 20 years Mr. Bourgeois has advised governments, private businesses and non-profits on questions of economic development and investment feasibility, in locations ranging from Ethiopia to Jordan, Saudi Arabia, China, the US and the EU.

  • Matthew McCrea

    Matthew McCrea

    Director Emerging Economies

    With over 20 years of experience in business, technology, and consulting, Mr. McCrea leads initiatives to advance financial inclusion through Open Finance and Digital Public Infrastructure (DPI). His work focuses on driving economic resilience, fostering digital transformation, supporting sustainability, and enhancing regional integration, all while promoting inclusive access to financial services aligned with sustainable development goals.